It’s an uncomfortable topic, but a well though out estate plan is of the most meaningful gifts you can leave your loved ones should something happen to you unexpectedly. Knowing what an Estate Plan is, which documents you need such as a will, trust, Power of Attorney, and Medical Directive, and having the proper conversations with loved ones and professionals about your wishes should you die or become unable to make your own decisions can be one of the most important things you do for your family.
Michigan Public School Teachers have different retirement options to choose from. Often referred to as "Pension Plus" and 403(b) options, educators need to decide which is right for them within 90 days of starting at their new job. We are here to help teachers decide which retirement plan they should use. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial is proud to offer financial planning to West Michigan.
At the halfway point of 2019, the U.S. economy has held steady, supported by the fiscal stimulus we have highlighted for two years, and corporate profits continue to grow. At the same time, trade tensions are increasingly weighing on the economic outlook, while slowing global growth and political uncertainty have forced global central bankers to extend extraordinary levels of support.
It is important to remember your investment objective when the stock market starts to take a downturn and revisit your long term financial plan rather than reacting to the daily trends in the stock market. Learn more about what to do when the stock market drops and how to recover from a Wall Street downturn.
How long will it take to payoff your credit card debt? Find out using this Credit Card Payoff Calculator and learn about the Dave Ramsey Debt Snowball method. Custer Financial Advisors is proud to serve the West Michigan area as a team of Dave Ramsey SmartVestor Pro’s. With offices in Zeeland, Ludington, Grand Rapids, and Jenison, one of our financial advisors will be happy to help you pursue financial freedom.
Are we ready to get married? Today's blog post offers important financial questions you should ask yourself and your significant other before getting engaged. Determine whether or not you can make the financial aspect of your relationship work before getting married to help prevent stress about money later in your relationship. With offices in Zeeland, Jenison, Grand rapids, and Ludington, Custer Financial Advisors helps couples and families talk about money and come up with a plan that works.
For seniors, Medicare is a primary resource for financing medical care like hospital stays, skilled nursing, outpatient care, and medical equipment. While Medicare Parts A and B, also known as Original Medicare, don’t cover vision and dental care or prescriptions, seniors can supplement their policy with a low-cost Medicare Advantage plan to include these benefits.
Whether you’re just embarking on the journey of parenthood or raising kids who’ll be off to college in a few years, it’s never too soon — or too late — to start financial planning. The key is to start, so here are some tips to help you on your way.
Saving for retirement when you’re young can have a tremendous impact because of the power of compound interest. In today’s video blog post we follow Bruce and Wayne as they discover the impact of investing when they’re young.
How much does college actually cost and what do I need to do to be able to help pay for school? Get an idea of the cost of education with this College Cost Calculator so you can start to plan for college savings. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to help families save for college.
What is the difference between a 401(k) and a Roth IRA? Should I choose a traditional or Roth Retirement option? What are the advantages of my work retirement plan? Understanding the different types of retirement accounts and deciding what is best for you are important decisions. Proud to offer financial advice to West Michigan, Custer Financial Advisors has offices in Zeeland, Jenison, Grand Rapids, and Ludington and is happy to help you decide what retirement plan is suitable for you.
Did you just graduate from college and need help knowing what you should do with money? You're not alone, follow these steps to get started on a financial plan after graduation. Make the most of your twenties and create a budget and plan that will help you manage money. With offices in Grand Rapids, Jenison, Ludington, and Zeeland, Custer Financial Advisors is happy to help millennials manage their money.
Is early retirement right for you? What do you need to take into account when considering retiring early? In today's video blog post our partners at HarborFront financial explore early retirement and what you should think about.
When it comes to saving for retirement, the earlier you start the better. We know getting started can be intidimating. Today's blog post offers three easy steps to consider when thinking about saving for retirement.
What is a Medical Power of Attorney? Do I need one for my children? How do I write a Medical Power of Attorney and what do I do with it? In today's blog post, Michael Custer answers questions about this important document.
What does it cost to meet with a Financial Advisor? What do I expect at my first meeting with a financial planner? What questions should I ask a financial planner? Today's blog post walks you through the process of meeting with an advisor for the first time.
How do I get a mortgage? What are the steps of the mortgage process? Understanding mortgages and how they work is an important part of the home-buying process. Our guest writer, an experienced mortgage lender, walks you through the mortgage process. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to offer financial advice to West Michigan.
Todays guest writer, and experienced mortgage lender, helps you understand the steps of the home buying process. From finding a realtor to getting the mortgage that's right for you, it's important you have the right help when buying a home. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to offer financial advice to West Michigan.
How do I make my resolutions stick? Offering tips for helping you stick to your money resolutions and find a way to stick to a budget, Custer Financial Advisors is proud to offer Financial Advice to West Michigan with offices in Zeeland, Jenison, Grand Rapids, and Ludington.
This year, pick a money resolution you can stick to and pursue small changes over time. Make and stick to a budget, figure out your credit score, get rid of unnecessary expenses, or any of our 8 money resolutions you can actually keep. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial is proud to offer financial advice to West Michigan.
What are the different kinds of health insurance policies and how do I decide which one is right for me? Understanding health insurance is an important but sometimes difficult task. At Custer Financial, we're pleased to be able to offer financial help to West Michigan with offices in Grand Rapids, Jenison, Zeeland, and Ludington.
Where do I get health insurance and what are my options? Deciding where to get health insurance, particularly if you are a business owner or work for a small company can be difficult. Today's blog post helps you determine what your options are when it comes to healthcare and how to decide what's best for you. With offices in Grand Rapids, Zeeland, Jenison, and Ludington, Custer Financial is proud to offer financial advice to West Michigan.
What do words like coinsurance, PPO, deductible, and high deductible health plan mean? Today's blog post offers help understanding health insurance terms so you can choose a healthcare plan that's right for you. With offices in Grand Rapids, Jenision, Ludington, and Zeeland, Custer Financial Advisors is proud to offer financial advice to West Michigan.
Understanding what a credit score is, how you can improve yours, and what the factors are that make up a credit score are important when managing your credit and knowing what lenders see when they look at your credit score. Today's blog post looks at the factors that make up your credit score, how to improve you credit score, and help understanding what your credit score is. With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is proud to offer financial advice to West Michigan.