Investing

LPL Market Commentary: Best 6 Months of the Year

LPL Market Commentary: Best 6 Months of the Year

The S&P 500 Index reached a fresh new high October 28, eclipsing the previous high of 3,025 set July 26, 2019. Recent gains have been impressive amid heightened economic and geopolitical uncertainty, and we believe fundamentals are still supportive of stocks. Now that we’ve entered the historically best six-month period of the year for stocks, could more gains be in store?

Frequently Asked Questions About Spectrum Health's Retirement Plan

Frequently Asked Questions About Spectrum Health's  Retirement Plan

For many employees, Spectrum Health offers to “match” to the money you put in your 403(b) retirement account.  For example, if you contribute 3% of your paycheck to your 403(b) Spectrum might contribute 3% as well.  For instance, if Spectrum offers you a 3% match and you earn $50,000 a year, you would contribute $1,500 and Spectrum would contribute $1,500, for a total contribution of $3,000.  

2019 Midyear Outlook from LPL

2019 Midyear Outlook from LPL

At the halfway point of 2019, the U.S. economy has held steady, supported by the fiscal stimulus we have highlighted for two years, and corporate profits continue to grow. At the same time,
trade tensions are increasingly weighing on the economic outlook, while slowing global growth and political uncertainty have forced global central bankers to extend extraordinary levels of support.

College Cost and Savings Calculator

College Cost and Savings Calculator

How much does college actually cost and what do I need to do to be able to help pay for school?  Get an idea of the cost of education with this College Cost Calculator so you can start to plan for college savings.  With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to help families save for college.  

401(k) or Roth IRA? A Guide to Retirement Accounts

401(k) or Roth IRA? A Guide to Retirement Accounts

What is the difference between a 401(k) and a Roth IRA? Should I choose a traditional or Roth Retirement option? What are the advantages of my work retirement plan? Understanding the different types of retirement accounts and deciding what is best for you are important decisions. Proud to offer financial advice to West Michigan, Custer Financial Advisors has offices in Zeeland, Jenison, Grand Rapids, and Ludington and is happy to help you decide what retirement plan is suitable for you.

Retirement Options for Michigan Public School Teachers

Retirement Options for Michigan Public School Teachers

The Pension Plus plan and the 403(b) option are two of the retirement options currently available to Michigan Public School teachers and educators.  Deciding which retirement plan is right for you can be a challenge.  Today's blog post is for Michigan public school teachers and takes a look at the differences in retirement plans.  With offices in Zeeland, Jenison, Ludington, and Grand Rapids, Custer Financial is proud to offer financial advice to Michigan teachers and can even help you manage your school retirement plan.  

Retirement Cost Calculator

Retirement Cost Calculator

How much does retirement cost and when do I have enough money to retire? Deciding when to retire is an important decision that requires knowing how much money you will need in retirement.  Use this Retirement Cost Calculator to determine what you might need to retire.  With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to help people in West Michigan understand their retirement options.