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Roth IRA's 

  

  This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk, including the loss of principal. Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.

This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk, including the loss of principal. Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.

Advantages of Roth IRA's

Tax Free Income in Retirement

  • Unlike the Traditional IRA, you pay tax on the money you put into a Roth IRA. 
    • Then you're never taxed again
      • For example; if you contribute $5,000 this year from your bank account and it grows to be worth $100,000 over the investing years you now have $100,000 of tax free money.

Investment Flexibility

  • Roth IRAs are more flexible than other investing options.  You can take out any money that you contributed for any reason.
  • You're also allowed withdrawals on the earnings for first time home purchases, education expenses, and medical expenses.

Other Benefits

  • Inherited to the Next Generation Tax Free

  • No Required Minimum Distributions at 70 1/2

  • Any investments are allowed

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