What is an Estate Plan and Do I Need One?

What is an Estate Plan and Do I Need One?

It’s an uncomfortable topic, but a well though out estate plan is of the most meaningful gifts you can leave your loved ones should something happen to you unexpectedly. Knowing what an Estate Plan is, which documents you need such as a will, trust, Power of Attorney, and Medical Directive, and having the proper conversations with loved ones and professionals about your wishes should you die or become unable to make your own decisions can be one of the most important things you do for your family.

The Cost of Having a Baby in America

The Cost of Having a Baby in America

On Average, a middle class family in America will spend $233,600 per child between birth and age 17. This number goes up to $372,000 for higher income families

Two Retirement Plans for New Teachers

 Two Retirement Plans for New Teachers

Michigan Public School Teachers have different retirement options to choose from.  Often referred to as "Pension Plus" and 403(b) options, educators need to decide which is right for them within 90 days of starting at their new job.  We are here to help teachers decide which retirement plan they should use.  With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial is proud to offer financial planning to West Michigan.  

2019 Midyear Outlook from LPL

2019 Midyear Outlook from LPL

At the halfway point of 2019, the U.S. economy has held steady, supported by the fiscal stimulus we have highlighted for two years, and corporate profits continue to grow. At the same time,
trade tensions are increasingly weighing on the economic outlook, while slowing global growth and political uncertainty have forced global central bankers to extend extraordinary levels of support.

The Stock Market is Dropping. Should I Sell My Investments?

The Stock Market is Dropping.  Should I Sell My Investments?

It is important to remember your investment objective when the stock market starts to take a downturn and revisit your long term financial plan rather than reacting to the daily trends in the stock market. Learn more about what to do when the stock market drops and how to recover from a Wall Street downturn.

Credit Card Debt Payoff Calculator

Credit Card Debt Payoff Calculator

How long will it take to payoff your credit card debt? Find out using this Credit Card Payoff Calculator and learn about the Dave Ramsey Debt Snowball method. Custer Financial Advisors is proud to serve the West Michigan area as a team of Dave Ramsey SmartVestor Pro’s. With offices in Zeeland, Ludington, Grand Rapids, and Jenison, one of our financial advisors will be happy to help you pursue financial freedom.

Thinking About Getting Married? Answer These Questions First!

Thinking About Getting Married?  Answer These Questions First!

Are we ready to get married?  Today's blog post offers important financial questions you should ask yourself and your significant other before getting engaged.  Determine whether or not you can make the financial aspect of your relationship work before getting married to help prevent stress about money later in your relationship.  With offices in Zeeland, Jenison, Grand rapids, and Ludington, Custer Financial Advisors helps couples and families talk about money and come up with a plan that works.  

3 Ways to Pay for Long-Term Care in Retirement

3 Ways to Pay for Long-Term Care in Retirement

For seniors, Medicare is a primary resource for financing medical care like hospital stays, skilled nursing, outpatient care, and medical equipment. While Medicare Parts A and B, also known as Original Medicare, don’t cover vision and dental care or prescriptions, seniors can supplement their policy with a low-cost Medicare Advantage plan to include these benefits.

Financial Planning for Parents: How to Get Started

Financial Planning for Parents: How to Get Started

      Whether you’re just embarking on the journey of parenthood or raising kids who’ll be off to college in a few years, it’s never too soon — or too late — to start financial planning. The key is to start, so here are some tips to help you on your way.

College Cost and Savings Calculator

College Cost and Savings Calculator

How much does college actually cost and what do I need to do to be able to help pay for school?  Get an idea of the cost of education with this College Cost Calculator so you can start to plan for college savings.  With offices in Zeeland, Jenison, Grand Rapids, and Ludington, Custer Financial Advisors is happy to help families save for college.  

401(k) or Roth IRA? A Guide to Retirement Accounts

401(k) or Roth IRA? A Guide to Retirement Accounts

What is the difference between a 401(k) and a Roth IRA? Should I choose a traditional or Roth Retirement option? What are the advantages of my work retirement plan? Understanding the different types of retirement accounts and deciding what is best for you are important decisions. Proud to offer financial advice to West Michigan, Custer Financial Advisors has offices in Zeeland, Jenison, Grand Rapids, and Ludington and is happy to help you decide what retirement plan is suitable for you.