Our team has helped hundreds of individuals and couples plan and execute a retirement strategy. You only have one retirement (if done correctly!) but our teams does it everyday.

There are many essential planning items to consider as you near retirement.

We are a financial planning team focused on the whole picture, not solely investing assets. We believe that a great financial planning team should help you strategize your taxes, investments, Social Security, retirement planning, and more with your goals TOP OF MIND before recommending what investments to own.

We know you’re working to build your nest egg and we take that seriously.

Here are a few items we help our clients with around their retirement age. 

1.    Social Security Planning

• Should we claim early or delay to increase our benefit?

• How will my Social Security effect my taxes in retirement?

• How will a spouses’ Social Security effect mine?

2.     Tax Bracket Management

•  How can personal tax planning save you money?

•  What order of accounts should we live on?

•  Are their tax strategies to consider when deciding what account to spend first?

•  How will each account be taxed?

3.     Roth Conversions

•   What are Roth conversions?

•   Why would I want to make any Roth conversions?

•   Are Roth conversions right for my retirement plan?

•   How would a Roth conversion effect my long-term retirement outlook?

4.    Asset Location NOT just Allocation

•  Asset Allocation is pivotal, but considering where you hold certain investments is extremely valuable.    

• What type of investments should I own during retirement?

•  What kind of investments should be held in certain accounts?

•  Should I be invested aggressively or get more conservative in retirement?

•  How much cash should I keep in retirement?



5.    Do I have enough money to retire?

•  How much money do I need based on my goals?    

• Can we run a comprehensive retirement analysis?

•  How can implementing financial planning strategies improve my projections?

•  How can we help preserve and grow what you’ve worked so hard for.

We love what we do and the people we get to work with. We don’t believe in selling financial products. We believe in building a relationship with our clients, listening to their goal and crafting a customized plan based on their priorities.

We listen to you as you determine what you want retirement to be like and help you create an investment and tax plan. Everybody is different and the strategy should be built to fit your unique needs and goals. 

By working with the world's largest independent Broker Dealer* we're able to choose from a wide variety of investment options to help you accumulate wealth in your pre-retirement years and develop a strategy to conserve it when you're ready to retire.  

If you’re looking for help, we’d love to be someone you consider to help guide you along your financial goals.

**As reported by Financial Planning magazine, June 1996-2017, based on total revenue.