We help people organize and understand their finances so they feel in control of their financial future and can make the appropriate decisions for them and their family.  We discuss tax planning a lot with clients. We look at a long-term view and try to pay as little taxes as possible that fits within the client’s financial plan. We create and manage investment portfolios for each client that we believe will help them reach their financial goals.  We believe in reducing debt and building long-term assets to live on. Many of our clients consider us their personal chief financial officer.

We’re professionals in helping hardworking people save and strategize their financial future. We don’t focus on the ultra-rich. Most of the people we work with are eithe retired or working employees of a company or own a small business. Our typical client believes in avoiding large amounts of debt, have saved in their 401(k)/IRAs, own a home, and try to maximize their hard-earned savings. Our team focuses on learning and strategizing ways to use the vast investment options and tax laws to help benefit our clients the most we can.

During a first meeting, our advisors will try to learn about you and what your financial and life goals are. They will listen and let you ask questions. We will also ask follow up questions in hope to get a better understanding of your current situation and plan. Don’t be intimidated! We want to get to know the people we may work alongside and build a relationship with them, not judge where they are at. The more you’re willing to share the better planning and strategizing we can do, but you don’t need to share anything you don’t want. A general understanding of your finances are helpful to us. Items such as income, debts, expenses, account statements, tax returns, etc. You don't need to have all or any of your financial details together prior to the meeting though.

No, we believe everyone deserves access to sound financial advice. There is no fee to meet with an advisor. At Custer Financial, we get paid if someone invests with us. To learn more, visit our fees & costs section.

Yes, we have CERTIFIED FINANCIAL PLANNERS™ (CFP®) that are fiduciaries.

A fiduciary advisor is a financial professional committed to acting in the best interests of their clients, both legally and ethically. They are obligated to prioritize the needs of their clients over their own, striving for a trustworthy and client-focused approach to financial guidance

This implies that fiduciary advisors are mandated to suggest investments and products solely based on your requirements, without prioritizing their own financial gains such as commissions, referral kickbacks, or fees. Additionally, fiduciary advisors are legally bound to transparently disclose any potential conflicts of interest they might have.

When you hire a CFP® professional, you are hiring a professional advisor who has made a commitment to putting your interests first. As part of their certification, a CFP® professional commits to CFP Board to act as a fiduciary—which means to act in the best interests of the client at all times when providing financial advice and financial planning.

Many of our clients consider us to be their personal “CFO”…. We believe in the importance of good financial planning at every stage of life. This includes helping you with goals like:

• Tax planning strategies

• Saving for retirement and, for some, early retirement

• Investment Portfolios

• Understanding work retirement plans

• Tax Planning strategies

• Deciding when to draw Social Security

• Charitable giving tax strategies

• Saving for college

• Term Life Insurance Protection

• Business management strategie

• Insurance planningBudgeting and spending plans

• Navigating life changes

We understand that it's hard to meet during normal business hours, so we do our best to meet at times that work for you. Please contact us to make an appointment. Drop in visits are difficult as we are likely in a meeting or could be in one of our other offices at that time.